![]() ![]() Those points are worth a bundle in travel when you book via the Chase Ultimate Rewards portal or $800 in cash or gift cards. It offers 60,000 Ultimate Rewards points after you spend $4,000 in purchases within the first three months. If I didn’t live right next to a huge Southwest airport, and I didn’t mind an annual fee, I’d probably get the Chase Sapphire Preferred Card. There’s a sign-up bonus of Companion Pass good through 2/28/24 plus 30,000 points after you spend $4,000 on purchases in the first 3 months.įinally, you get 6,000 points on your anniversary and the annual fee is only $99, reasonable for a travel card. Personally, my favorite is the Southwest Rapid Rewards Premier Card because it helped me get Companion Pass that much easier. Chase Freedom Unlimited – a no-frills cashback card with a new account bonus of up to $300 cash back with an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year).Chase Freedom Card – a solid 1% cashback card with rotating categories for credit card reward optimizers.Chase Sapphire Preferred Card – a great premium travel card.Southwest Rapid Rewards Premier Card – a personal “best” because we live near a big Southwest airport.I consider these four the best Chase credit cards right now for most people: So pre-qualification is only a good indicator of whether you’d get a card. They don’t pull a fresh report every time you ask, so your report may have changed since then and there’s no way to know (besides reviewing your report for yourself) when they may have last pulled it. That’s what I see because I’ve opted out of prescreened offers through If you do see a card, remember that it means you are pre-approved! This could be because you’ve opted out of pre-screened offers or you’ve recently responded to another offer.Ĭheck out our credit cards page to browse more cards that may be a good fit for your needs. We are unable to locate any offers for you at this time. If you are not prequalified for any offers, you will see the following screen: Step 3: Review the list of cards, these are the ones Chase has pre-approvedyou for.Step 1: Go to the Chase pre-approval tool and enter your details.Pre-qualified means they probably will give you the card because you qualify for it based on what they know about you.Įither way, now it’s a pre-approval tool so there’s no ambiguity.Īnd to find out if you are pre-approved, you can use their tool! Pre-approved means you’ll definitely get the card, they already (pre)approved you. That tool has since been replaced with a pre-approval tool. In the past, Chase only had a pre-qualify tool. Technically, pre-qualified and pre-approved are two different things. How to Get Preapproved for Chase Card Offers Now you know what cards you can get, rather than what you “pre-qualified” for. They replaced the pre-qualify tool with a pre-approval tool, which is a nice change. □ Updated February 2023 with the new Chase pre-approval tool. How to Get Preapproved for Chase Card Offers.There’s a way to see which cards Chase wants to give you. With so many question marks, you may not want to apply for a Chase card and risk it.īut there’s a way to find out if you can get the card without taking a hit to your credit score. Will the inquiry drop your good credit score into a “fair” credit score? Or your excellent score to just a “very good” score?ĭoes that mean you will be rejected for a card? Will the hard inquiry be a waste? If you apply, your score will fall a little because of the hard inquiry. Or maybe you’re on the cusp and don’t want to risk it. An excellent credit score is when your score is above 800.Įven if you know your credit score, you might not be sure if your credit score qualifies as good or excellent. Experian says a good credit score is a credit score above 700. ![]() ![]() Technically, you need good or excellent credit to get it. Chase has some of the best credit cards on the market right now.īut there’s just one catch – you need to have pretty good credit. ![]()
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